Small Business Financing Products

The purpose of the Jump Start Loan is to make capital available to community entrepreneurs with feasible ideas and businesses who cannot initially access funds through traditional sources. This program also works with entrepreneurs to mainstream the person and the business to traditional lending sources. Graduates of the Business Planning & Feasibility Course are eligible to apply for a Jump Start Loan.

Loan proceeds can be used to buy machinery, equipment, furniture, inventory, and supplies, and provide working capital.  Real estate purchases, development or substantial improvements are not eligible.  When loans are used to buy equipment or other fixed assets, checks will be written directly to the supplier.  The only businesses automatically excluded are those engaged in gambling speculation, lending or investment, pyramid sales or floor planning.

The Small Business Administration (SBA) Intermediary Relending Program makes loans up to $35,000 for start-up or existing businesses

The SBA Credit Application is required for all small business loans.